Contact Keystone

Keystone Challenge Fund provides financial assistance to very low, low or moderate income households purchasing homes to be occupied as their primary residence. We administer State Housing Initiatives Partnership Program (SHIP) funds for Polk County, the City of Lakeland, and the City of Winter Haven.


Send us a message


Contact Information

4200 South Florida Ave.
Lakeland, FL 33813


phone Phone : 863-682-1025

phone Email : [email protected]


Hours of Operation

phone Mon – Fri : 8:30am – 12pm, 1pm-5pm

COVID RELIEF FUNDS: City of Lakeland - Mortgage Assistance Only * and * City of Winter Haven – Mortgage and Rental Assistance
Please contact: Carrie Vitale at [email protected] or 863.682.1025 ext 4